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Does insurance cover asbestos removal?

There is no more depressing sensation for a homeowner than discovering asbestos in their home.

For approximately 50 years, asbestos was a highly common substance used in homebuilding, whether it was in floor tile, insulation,
wallboard, or pipes. If you live in a house constructed between the 1930s and the early 1980s, you’re likely to have asbestos in your
home.

What is the first thing that springs to mind when you hear the word “asbestos”? Is it Mesothelioma or something else? Because asbestos
may cause this fatal disease if exposed to it for a long time.

When asbestos is discovered in a house, most people’s first and natural reaction is to take steps to get it removed as quickly as feasible.
That is a good decision.

However, you might start to think about the expense of this job and if you can do it on your own. The answer is a loud no to whether
asbestos removal is a do-it-yourself activity. Asbestos removal is a highly skilled area that needs ongoing training as well as particular
licensure.

We understand the desire to do it yourself because the price of hiring a professional to come into your house may rapidly pile up. After
recognising that this is a job better left to the professionals, you may begin to ask yourself another common question:

Is Asbestos Removal Covered by My Insurance Company?

Unfortunately, the great majority of homeowners insurance plans do not cover the expense of asbestos examination and removal,
according to our experience. The majority of plans contain a pollution exclusion, which means you won’t be paid for clearing up
contaminants like asbestos.

This isn’t to suggest that a homeowner’s insurance policy has never covered asbestos removal. If your house is destroyed by a natural
catastrophe such as flooding or a storm, and asbestos-laden materials such as floor tiling or roofing material are exposed, your insurance
may cover the cleanup and repair costs.

How to Get Rid of Asbestos Without Spending a Fortune

As a homeowner, you probably haven’t budgeted for the inspection and removal of asbestos from your house. So, if you’ve lived in your
house for a long time and discover asbestos, there’s not much you can do to avoid paying for asbestos removal.

If you’re buying a new house, however, we strongly advise having a trained home inspector carefully examine the property for asbestos. If
an inspector discovers asbestos, we recommend that asbestos specialists do a more thorough examination to identify the entire scope of
work required to remove it.

If you decide to buy the house, you may negotiate with the seller to include the cost of the inspection and removal in the final purchase
price.

Swift Asbestos Removal is a Scottish-based family-owned asbestos inspection and removal firm. Since our inception in 1984, we have
been working with Scottish property owners and are completely licensed and insured.

We’re quick, dependable, and informed. If you suspect asbestos in your house or business, call us right once to set up an examination.